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Managing Your Investments

How can I invest?

When investing using MoneySuperMarket, you can choose between a stocks and shares ISA or a general investment account. A stocks and shares ISA lets you invest up to £20,000 a year tax-free. If you've already used your ISA allowance, you may want to consider a general investment account, which allows you to invest any amount, but you may need to pay tax on income and returns that you make.

What can I invest in?

We're bringing our comparison expertise into investing - helping you cut through the noise and focus on what matters. This means less guesswork and investments that suit your needs.

Pick from ready-made funds or explore all our investment options. You can even mix and match - whatever works for you.

Ready-made funds

Choose from five professionally managed options from the experts at Vanguard, a trusted global investment manager. Good if you want a hands-off way to invest.

Build your own mix

Browse from our hand-picked funds and exchange traded funds (ETFs) based on your risk appetite. Good if you want more control over what you invest in.

What fees will I be charged?

You'll pay two types of ongoing fees when you invest:

  1. A 0.34% yearly platform fee: This goes to us and covers the day-to-day running of your account, such as buying and selling investments on your behalf, and providing the tools that help you track and manage your portfolio.

  2. A fund charge: This depends on what you choose to invest in. It goes to the fund managers and other parties involved in managing the investment. This is usually shown as a yearly percentage of your investment.

We don't charge minimum account fees or trading fees, so more of your money stays invested. And to help you get started, we refund your first three platform fees as a SuperSaveClub reward.

You won't see separate charges coming out of your bank account. These fees are taken from your investment account and reflected in the value of your investments. You can see a full breakdown of fees each time you invest.

When making an investment, you'll see a clear breakdown showing the ongoing investment charges, platform fee and projected total charges over a five-year period.

Can I transfer my investments?

No, you cannot transfer investments in and out of MoneySuperMarket at the moment.

How to sell your investments

If you're ready to sell your investments, select the options button from within either your general investment account or stocks and shares ISA overview and then select "sell to cash".

Timescales for selling

You can take your money out at any time. It usually takes 3-5 business days for your investments to be sold.

Remember, investing works best over the long term. If you think you'll need quick or regular access to cash, saving might be a better option for you. Investing is usually better suited to money you won't need straightaway.

Market prices can change while we process your sale, so the amount you receive may vary slightly.

Investments sold will be returned to your cash balance, which can then be withdrawn to your bank account from your account overview.

Remember, the value of your investments can fall as well as rise, so you may get back less than you put in.

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