We know that sometimes you need to add extra drivers to your car insurance policy. It’s important to understand how this change can affect your cover and premium.

Insurance companies like to see the risk shared amongst drivers, so they'll be happier knowing that an experienced driver with a clean driving record is part of the mix.

It's important to be honest and transparent about who is using your car the most. We understand that adding an experienced driver as the main driver may seem like a good way to lower your premium, but it's important to note that this is considered 'fronting' and can be considered a form of fraud. Not only could this result in a cancelled policy and a denied claim, but it could also lead to legal consequences. We want to make sure you have the best coverage possible, so please let us know if you have any questions or concerns about your policy. We're here to help!

If an additional driver needs to make a claim, it will be reflected on the policyholder's insurance history. We want to make sure you're aware that this could potentially impact future premiums and even your ability to obtain insurance. If you don't have no-claims discount protection, your discount may decrease, resulting in higher premiums. We just want to make sure you have all the information you need to make the best decision for your insurance needs.