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What is Credit Score?

Updated over 2 months ago

Your Free Tool for Understanding Your Credit Health

Ever wondered what your credit score is and how it might affect your chances of getting approved for credit cards, loans, or even a mortgage? We're here to help! MoneySuperMarket’s free Credit Score tool gives you easy access to your credit score and report from TransUnion, one of the UK's main credit reference agencies. Think of it as your personal guide to understanding and improving your credit position.

Key Features of MoneySuperMarket Credit Score

Our Credit Score tool is designed to put you in control of your financial information:

  • Free TransUnion Score & Report: Get instant access to your full credit report and score from TransUnion.

  • Regular Updates: Your score and report information are updated frequently – typically every time you log in (up to once per day) – so you always see the latest picture.

  • Personalised Insights: It's not just about the number! We provide tailored tips and insights explaining the factors influencing your score and suggest actionable steps you could take to help improve or maintain it.

Why Use MoneySuperMarket Credit Score?

Checking your score regularly offers several advantages:

  • Know Where You Stand: Understand how lenders might view your creditworthiness, giving you peace of mind.

  • Make Smarter Choices: Apply for credit products with more confidence by knowing which deals you're more likely to be accepted for based on your score.

  • Find Suitable Deals: Compare loans, credit cards, and other products matched to your credit profile, helping you find offers that suit your circumstances.

  • Feel Financially Empowered: Understanding and managing your credit score is a key step towards taking control of your financial future.

How to Access Your Free Credit Score

Getting started with MoneySuperMarket Credit Score is simple and secure:

  1. Sign Up or Log In: You'll need a free MoneySuperMarket account. If you don't have one, signing up is quick and easy.

  2. Navigate to Credit Score: Once logged into your account, find and click on the "Credit Score" section.

  3. Verify Your Identity: To protect your information, we'll need to securely verify your identity with TransUnion. This usually involves confirming details like your name, date of birth, address history, and potentially some information about your financial accounts (like your current account provider).

  4. View Your Score & Report: As soon as verification is complete, you'll get instant access to your TransUnion credit score and detailed report.

  5. Review Insights & Tips: Explore the breakdown of your report, see what's affecting your score, and read your personalised suggestions.

  6. Explore Matched Deals: See credit cards and loans you have a better chance of being accepted for, based on your score.

Take Control of Your Credit Score Today

Keeping an eye on your credit score is a vital part of good financial management. With MoneySuperMarket's free Credit Score tool, staying informed and making confident borrowing decisions is straightforward.

Ready to check your score?

Log in or sign up free to check your Credit Score now!

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