Running a small business already takes enough time. Managing your finances shouldn't slow you down.
We've launched the MoneySuperMarket Business Banking app, powered by Countingup and provided by Griffin - bringing banking, bookkeeping and tax together in one easy-to-use app. From getting set up quickly to staying on top of tax and cash flows, every feature is designed to make running your business simpler.
What are the benefits of MoneySuperMarket Business Banking?
Smart banking, bookkeeping and tax - all in one place. Everything your business finances need, sorted all within our app.
No upfront costs. No long-term commitments. Sign-up in minutes and get your first 3 months free to see if it's right for you.
Smarter tools that do the hard work for you. Our AI powered tools can automatically categorise your spending and calculate estimated tax, so nothing catches you off guard.
Keeping your business finances safe and secure. Get peace of mind with bank-level security, and eligible deposits are FSCS protected up to £120,000.
Save on your business essentials. Compare and save on utilities, insurance and other everyday costs.
Who can open an account?
You can apply for up to 2 of your businesses.
Eligibility
You can apply if you're:
A sole trader of the director of a limited company
18 or over
A UK resident
Limited company accounts
If you want to open an account for a limited company, your business must:
Be active on Companies House
Be limited by shares
Have no more than two directors
Have all Persons of Significant Control living in the UK
Have all shares held by individuals, not by another company.
For all eligibility rules, includes the businesses we don't support, see our full guide.
Please note that meeting our eligibility criteria doesn't guarantee that we can offer you an account.
How do I open an account?
It's quick to get started; just download the dedicated MoneySuperMarket Business Banking app.
To open an account, you'll need to have your ID to hand, and we'll ask you to provide a quick photo of yourself to verify your ID. You will also need to answer a few quick questions about you and your business.
Make sure your details - like your name, address and ID information - are correct. We may contact you if we need more information, either in the app or by email.
Who provides the MoneySuperMarket Business Banking app account?
To give you the best business banking experience, we're working with two specialist partners to bring you the MoneySuperMarket Business Banking app.
Griffin
Griffin Bank Ltd is a fully authorised UK bank. They provide the bank account where your money is held. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).
Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Griffin's firm reference number is 970920.
Countingup
Countingup build and maintain the MoneySuperMarket Business Banking app, its features and accounting tools. The Countingup team also handles all support queries directly through the app - your account agreement is with Countingup.
How do I contact support?
If you have questions about the MoneySuperMarket Business Banking app, please start by visiting the dedicated help centre - you might find the answer straightaway.
If you've already signed up, the quickest way to get help is by messaging the dedicated support team in the MoneySuperMarket Business Banking app. Just log in and tap the message icon to chat to the UK-based support team. They're available Monday to Friday, 9am to 5pm (except Bank Holidays).
If you can't access your app or need extra support, you can email support@businessbanking.moneysupermarket.com.
Support for MoneySuperMarket Business Banking is provided by Countingup. The Countingup support team can only assist with queries relating to business banking. For any other queries relating to MoneySuperMarket in general, please contact the team via the separate MoneySuperMarket app, or within our main help centre.
Is my money protected?
Your MoneySuperMarket Business Banking app uses the latest security features. You can log in with your fingerprint or face; the security team checks things in the background, and you can freeze your card or get help any time if you spot something unusual.
Your bank account is provided by Griffin Bank Ltd. Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Griffin's firm reference number is 970920. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).
How much does it cost?
Banking, accounting and tax is covered with one simple monthly subscription, that grows only when your business grows. There are three tiers of subscription fees:
£5 per month
Total monthly deposits: £0 - £750
£12 per month
Total monthly deposits: £750 - £7,500
£20 per month
Total monthly deposits: £7,500+
Transaction fees:
The first three account transfers or direct debits each month are free
Account transfers in/out: 27p
Direct debits out: 27p
Foreign Transaction Fees: 3% applied to clear transaction
ATM withdrawals: £1 per withdrawal
Replacement card: £5
Is MoneySuperMarket Business Banking compatible with Making Tax Digital?
Yes. The MoneySuperMarket Business Banking app works with Making Tax Digital rules.
What is Making Tax Digital?
Making Tax Digital is an HMRC programme that requires businesses to keep digital records and submit tax information online. It's designed to make tax admin easier and more accurate.
How we help
With our app, you can file VAT returns directly to HMRC using transaction data from your MoneySuperMarket Business Banking app account. The app also keeps track of everything, calculates how much VAT you owe, and will let you know when a deadline is approaching.